Over the past couple of years, it has become increasingly difficult to get a mortgage for self-employed clients, and the move by the CMHC to limit its insurance coverage to those without income validation will only make things harder. Self-employed borrowers still have access to mortgages with down payments below 20%; they just have to […]

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Foreclosure is the legal steps that a lender takes to recover arrears and principal on mortgage loan that is in default. The most common default under a mortgage is the non-payment of regular mortgage payments. Time is of the essence if you are in arrears with your existing lender, and/or you have been served with a […]

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