What is bruised credit financing?

When individuals can't gain financing from standard institutions such as the banks, we can tap into our network of lenders to help you get approved for a mortgage and refinancing, regardless of your credit profile.  As equity lenders and mortgage brokers, we are primarily interested in the equity and value built up in the real estate securing its loan.

How we can help

We consider all property types and circumstances, even if your credit is bruised. If you have bad or no credit, you can still secure mortgage financing. At Canada West Mortgage, we offer repayment plans that are suitable to your financial needs.

Apply Online

Easily apply for financing online.

Submit Documents

Review, sign and deliver application documents.

Get Approved

Receive approval today.

How you can qualify

Property - The first factor we look at when approving you for a mortgage or other home refinancing options, is if you own a residential property, land, or a commercial building.

Equity - Your home, business, or land are required to be worth more than the remaining mortgage amount on the property or land.

Credit Score - We specialize in approving individuals of all credit profiles. Good credit isn't required in order to be approved.

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Frequently Asked Questions

How do I apply?

You can apply online by filling in the form above.

How soon will I be approved?

We offer same day approval for your convenience as we understand that in most cases, you need to gain access to funds quickly.

I don’t own a property. Can I still apply?

Bruised credit financing requires that you own a property to access its equity.

When will I receive the funds?

Upon receipt of your signed documents, funds will be paid out within 2 business days.

How does repayment work?

A repayment is typically on an amortized schedule that works with you and your financial situation.

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