What is a self-employed Mortgage?
Without traditional proof of income such as being self-employed, it can be more difficult to acquire approval for a mortgage. Due to the move by the CMHC to limit its insurance to those without income validation, it has been increasingly difficult for self-employed people to get a mortgage.
How we can help
At Canada West Mortgage, we are able to approve borrowers who may not have a traditional confirmation of income. We can arrange financing for borrowers whether they need money for taxes, debt consolidation, or home renovations by accessing the equity built up in your home, commercial property, or land.


Apply Online
Easily apply for financing online

Submit Documents
Review, sign and deliver application documents

Get Approved
Receive approval today
How you can qualify
Property - The first factor we look at when approving you for home refinancing is if you own a residential property, land, or a commercial building.
Equity - Your home, business, or land are required to be worth more than the remaining mortgage amount on the property or land.
Income - We consider both individuals who are self-employed or traditionally employed.
Credit Score - At Canada West Mortgage, we specialize in approving individuals of all credit profiles.
Call UsEmail UsFrequently Asked Questions
You can apply online by filling in the form above.
We offer same day approval for your convenience as we understand that in most cases, you need to gain access to funds quickly.
Yes, for first self-employed mortgages we consider all financial situations, with or without property. Second or third mortgages require that you own a property to access its equity.
As soon as we receive your signed documents upon approval, funds will be paid out within 24-48 hours.
To determine a repayment plan, we look at your financial needs and goals to find a solution that works for you.