What is a Commercial Mortgage?

A commercial mortgage is a mortgage loan secured by a commercial property such as a warehouse, an office building, a shopping center or apartment complex. Commercial mortgages can help acquire funds for purchasing a new property, refinancing or redeveloping a commercial property. These types of mortgages can also bridge the arrival of longer-term financing from a conventional institutional lender, to provide time to value-enhance a project, or property type prior to sale.

How we can help

At Canada West Mortgage, we offer mortgages and second mortgages on all commercial buildings including multi-residential, retail, office, industrial, special purpose, land, and construction properties across Canada. We specialize in approving individuals and businesses with all credit profiles.

Apply Online

Easily apply for financing online

Submit Documents

Review, sign and deliver application documents

Get Approved

Receive approval today

How you can qualify

Property - The primary factor we look at when approving you for a commercial mortgage is if you own a property such as a commercial building.

Equity - Your property must be worth more than the remaining mortgage on the property.

Credit Score - We specialize in approving individuals of all credit profiles, including bad or no credit.

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Frequently Asked Questions

How do I apply?

You can apply online by filling in the form above.

How soon will I be approved?

We offer same-day approval for your convenience as we understand that you need access to funds in a timely manner.

I don’t own a property. Can I still apply?

Commercial mortgages require that you own a property to access its equity.

When will I receive the funds?

Funds will be paid out within 24-48 hours upon receipt of your signed documents.

How does repayment work?

To determine a repayment plan, we look at your financial needs and goals to find a solution that works for you.

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